How It Works
Fraudster sends a QR code saying "Scan this to get money" or "Scan to pay." But scanning their QR code triggers a payment FROM your account, not TO you. QR is for receiving, not for sending.
Real Example
You want to sell something on OLX. "Buyer" says: "Scan my QR code to get payment." You scan and ₹5000 is debited. This is reverse QR scam.
Red Flags 🚩
- Someone sending QR code for payment
- Asking to scan QR to receive money
- Urging to scan quickly
- QR code on random websites
Protection Steps 🛡️
- QR code is for receiving money, not sending.
- Don't scan QR codes from unknown people.
- In UPI, you scan to pay, not to receive.
- Use "Request Money" feature for receiving.