How It Works
Fraudster calls or messages pretending to be from bank, asking for OTP "to verify" something. They create urgency — "Your account will be blocked!" Once you share OTP, they drain your account.
Real Example
Message: "Your SBI account will be suspended. Call 1800-xxx-xxx immediately. Your OTP is 789456. Share to verify." This is 100% fake.
Red Flags 🚩
- Someone asking for OTP
- Threatening to block account
- Urgent tone with deadline
- Fake customer care numbers
Protection Steps 🛡️
- Never share OTP with anyone — ever.
- Bank never asks OTP on call or message.
- Hang up and call official bank number.
- Report number on Chakshu portal.